February 11, 2010

Health insurance plan for the poor in Uttar Pradesh set to go online

The Uttar Pradesh Rural Development department is set to go online with its Rastriya Swasthya Beema Yojna (RSBY) scheme available across 71 districts of the state.

To be available in a month’s time, the online facility will enable the department to keep track of monetary transactions between insurance companies and enlisted hospitals.

In addition to allowing beneficiaries to check their insurance amount and per entry usage, the system will also keep an update of all the hospitals empanelled under the scheme.

The Centrally-supported scheme was launched in April 2008. It provides health insurance to around 1 crore Below Poverty Line (BPL) families in the state.

As many as 8, 37,837 smart cards have been distributed in the state till now. The smart card cost beneficiaries Rs 30 annually and covers medical expenses up to Rs 30,000 for five members of the card holder’s family. Having tied up with ICICI Lombard as the insurance agency, the Centre pays Rs 550 per month as premium for insurance in the scheme.

The scheme had all its monetary transactions and monitoring done online for the 15 districts which were covered under the scheme in the first phase till April 2009.

The records maintained by hospitals were, however, not available on the internet, making it difficult for departments to tally data provided by the insurance company.

To promote transparency in the system, the names of card holders who have claimed insurance will appear online along with their hospital records for anyone to check,” said Anurag Yadav, Additional Commissioner (Rural Development) handling the RSBY. He added: “With this, the smart card holders will be able to check the insurance amount still left with them each time the card is swiped for medical reimbursement. As more hospitals get empanelled for the scheme, the updated list of hospitals will also be uploaded for the beneficiaries.”

As many as 550 private and 30 government hospitals have been empanelled under the scheme. “Though some of the hospitals have managed the records well, there have been anomalies reported in case of other hospitals. Due to lack of awareness, some of the hospitals delayed their submission of paperwork, which made the process of recovery of money tedious for them,” said an official.

He added: “With online records, we will be in a better position to manage and tally records of hospitals and insurance companies. We will also remind hospitals about completion of paper work on time.”

Link: Original Article

1 comment:

life insurance said...

great to hear about on line insurance plan ...hope...increase rapidly



Related Posts with Thumbnails